InsureAI – Gig Workers Secured, Instantly
Overview:
InsureAI delivers flexible microinsurance that gig workers can toggle per shift, trip, or project—pricing based on real-time risk.
Problem:
Gig workers struggle to access affordable, flexible insurance tailored to sporadic work schedules.
Solution:
Real-time risk assessment drives on-demand coverage, accessible via app—no paperwork, just swipe-on, swipe-off protection.
Unique Value:
- Usage-based pricing
- Instant digital activation
- Safety rewards reduce premiums
Target Market:
- Ride-share, delivery workers, freelancers
- Gig platforms for embedded insurance benefits
Business Model:
- Pay-per-shift premiums
- B2B licensing to platform operators
Traction & Roadmap:
- Piloted across 3 platforms; 10k shifts insured
- Upcoming: Equipment insurance expansion
